Calculator
Mortgage Calculator
Enter the loan terms. We'll calculate your monthly principal & interest, total interest over the life of the loan, and the full payoff cost.
How this is calculated
This calculator uses the standard amortization formula for the principal & interest portion of your payment: your loan amount, interest rate, and term determine a fixed monthly payment where each payment covers that month's interest plus a bit of principal, with the principal share growing over time.
It does not automatically include property tax, homeowners insurance, PMI, or HOA dues — those vary too much by location and situation to estimate reliably, so we left an optional field for you to add your own estimate instead of guessing for you.
This is an estimate for general information, not financial or lending advice. Talk to a lender for numbers you can actually rely on.